Compliant, conversion-grade identity for every regulated flow.
Replace SMS OTP at onboarding, login, payouts, and step-up auth with cryptographic SIM-possession proof. Reduce SIM-swap losses without slowing the funnel.
What fintech & banking teams tell us before we start.
Every conversation begins with the same handful of structural problems. None of them are solved by another SMS provider.
SMS OTP fraud is normalized
Phishing kits ship with one-time-code capture by default. OTP is a soft target on every high-value flow.
SIM-swap losses outpace controls
MENA fintechs reported a 25% YoY rise in SIM-swap-driven account takeovers in 2025.
Conversion bleeds at signup
Up to 25% of users abandon between requesting an OTP and entering one. Worse on Android-data-saver paths.
Compliance audits eat sprints
Every new factor has to be re-evidenced. Audit trails get scattered across SMS gateways and internal logs.
Capabilities purpose-built for fintech & banking.
Every customer integration is the same primitive — but the policies, fallbacks, and audit reports we ship around it are tuned to your industry.
KYC-grade audit trail
Every verification persisted with operator, latency, result, and masked MSISDN — auditor-ready exports out of the box.
Step-up auth without SMS
Use silent verification as a step-up factor on transfers, card adds, or high-value transactions. No interruption.
PDPL + GDPR aligned
Field-level encryption, masking in logs, regional residency. Drops into your existing data-protection regime.
Operator-aware risk signals
Per-call latency and operator metadata feed your existing risk engine. Anomalies surface immediately.
Teams already shipping with Authmatech.
Customers in fintech & banking pick Authmatech because the contract is honest, the integration is short, and the audit story is one screenshot — not three.
See more stories“Authmatech replaced our SMS OTP on transfer authorization in one sprint. SIM-swap losses on protected flows went to zero within 60 days.”
Bring your fraud heatmap. We will model a replacement.
Send us your current OTP funnel and the 90-day fraud trend. We will benchmark Authmatech against your numbers and scope an integration plan within one business day.
Get started in 24 hours
Replace your last OTP screen this quarter.
Book a 20-minute call. We will benchmark your traffic, scope the integration, and stand up a sandbox you can ship against the same week.